Terms and Conditions

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Website Terms and Conditions

Effective Date: 11-01-24
Welcome to Flowers Capital! By accessing or using our website (the “Site”), you agree to comply with and be bound by these Terms and Conditions (the “Terms”). Please read them carefully. If you do not agree with these Terms, you should not use this Site.

1. Use of the Site

  • This Site is provided for informational purposes only and is intended for personal, non-commercial use.
  • You agree to use the Site only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the Site.

2. No Legal or Financial Advice

  • The content on this Site, including articles, materials, and other information, is for general informational purposes only and does not constitute legal, financial, investment, or other professional advice.
  • Consult with a qualified professional for advice tailored to your specific circumstances. Reliance on any information provided on this Site is solely at your own risk.

3. Intellectual Property Rights

  • All content on this Site, including text, graphics, logos, images, and software, is the property of Flowers Capital or its licensors and is protected by copyright, trademark, and other intellectual property laws.
  • You may not copy, distribute, modify, or create derivative works from any content on this Site without prior written permission.

4. Disclaimer of Warranties

  • This Site is provided on an “as is” and “as available” basis without any warranties, express or implied.
  • Flowers Capital does not guarantee that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

5. Limitation of Liability

  • Flowers Capital will not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from your use of the Site or reliance on its content.
  • This limitation of liability applies to the fullest extent permitted by law.

6. User-Generated Content

  • If you submit any content to the Site (e.g., comments, feedback), you grant Flowers Capital a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content in connection with operating and promoting the Site.
  • You are solely responsible for the content you submit and must ensure that it does not violate any laws or infringe on the rights of others.

7. Third-Party Links

  • The Site may include links to third-party websites. These links are provided for convenience and do not signify endorsement. Flowers Capital is not responsible for the content or practices of these third-party sites.

8. Privacy

  • Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

9. Indemnification

  • You agree to indemnify and hold harmless Flowers Capital, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, or expenses arising from your use of the Site or violation of these Terms.

10. Governing Law and Jurisdiction

  • These Terms are governed by and construed in accordance with the laws of the state of Ohio, United States, without regard to its conflict of law principles.
  • Any disputes arising under these Terms shall be resolved exclusively in the courts of Ohio.

11. Changes to These Terms

  • We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Site. Your continued use of the Site constitutes acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms, please contact us:
Flowers Capital
3859 Hyde Park Ave
Cincinnati, OH 45209
[email protected]

By using this Site, you acknowledge that you have read, understood, and agree to these Terms and Conditions.